AND the extended time on market to  simply get a bid the amount of the taxes only provides stronger evidence  of it's very narrow potential to achieve any value for the creditors.

The overall economy is strong and likely to get stronger as some key Latin American countries recover from their crisis, mainly Brazil actually.

.- My DTI is 60.4 at is highest- After talking with a mortgage broker I am looking at the approval of about 100k-120kNow my goal is to purchase a multifamily property that would do at least two things: [1] Pay for itself with me living in one of the units [2] cover all expenses of home and personal.What would be possibly the stronger avenues to explore when getting financed regardless where I by my first multifamily property?

@Tom Evans, your position will be MUCH stronger when you close on the purchase.  

It might just be wise to make sure that you have a stronger personal cash flow position before going in to make this a little less risky.

-Keep saving and wait till next year when capital and credit are stronger?

And transformative effect on communities and building stronger neighborhoods...I love it.  

I can make a much stronger argument for investing in CA than DFW right now.  

Maybe...It would likely happen at a lesser extent than CA or Denver...the sand states....and then leak into the stronger growing markets like Memphis...possibly.

I think the demand for a nice master is stronger (especially for the buyers who will get they room) than adding an additional room.