It was damp down there with some surface mold and random plants growing. 

I also require the borrower to put some skin in the game. (20-25%) of acquisition cost at least.

,Eh, no skin off my butt regardless of what you call it.

As they say many ways to skin a cat.......... and as another poster mentioned time to buy was 2011/2012....

They have more skin in the game then you do.Make sure you get clear title.

Fundrise offers non-accredited investments, which generally mean they have much higher fees, and virtually no skin in the game versus other things that you can find in the accredited world.Before looking at platforms though, I would recommend that you take a step back and look at your portfolio.

So I'll throw it out there, and if they decline then no skin off my nose!

It sounds like a solid plan on the surface but you are going to have to realize that having tenants right next door might not always be the best thing.

also, I'm told after Tenants move out with Cats to do all the Remediation work, Remove all Carpets put down new flooring, repair and clean all surfaces including air ducts for heating and air. to call an Indoor Air quality inspector and get units certified as Allergen free.

Some precautions to consider:- Make sure the person who is the borrower of the underlying bank mortgage fully understands the implications  of a wrap, as well as the buyer- Consider a 5 or 10yr balloon note (vs. 30yr fixed) if you are worried that the seller may have 2nd thoughts down the road- Buyers should need to bring a significant down payment to the deal so that they have skin in the game- If your state allows a Deed of Trust for the wrap note, I suggest using that document (vs. a Mortgage) as it will put a lien on the house allow the Seller to pursue a non-judicial foreclosure if the buyer does not perform.- The home insurance after the sale (the new owner is the "insured") should retain the name of the previous owner(payor of the bank note) on the insurance as "additional insured" so as to not set off any alarms with the bank.- Use a 3rd party loan servicing company to collect all mortgage and escrow payments and make all appropriate payments to the bank lender as well as seller finance lender.