Again, I'm not an attorney, certainly not an attorney in your area, you're not a financial client either, but many HMLs need a simple attitude adjustment, the song to sing isn't "I don't have to play by those rules, they don't apply to me" to "what can I do to be more professional, have a safe and profitable business, what can I do to go above and beyond what is required that will reflect on a good business ethic and support my success. 

If I had 100 clients and needed 100 individual bank accounts, then I would be singing like a bird in the sky.

And now every time I read one of @Paul Sandhu's posts I'll sing I Can't Drive 55. 

I started singing the theme song :-)

I work full time as a realtor and I have rental property...singe family properties.

The profit doesn't get divided until the fat lady sings.

@Justin Skinner, I think everyone's singing off the same sheet of music!

What is more annoying than Rosanne singing the National Anthem?

I just got back from a REIA meeting where a guru was singing the praises of a sandwich lease.

Then, you'll be singing, "Coulda, Woulda, Shoulda ..."