It means a $100k purchase, like a home, in 1980 is exactly equal to a $368,615.38 purchase today.     

So it does appear to be possible to get an FHA 203k loan for a 5-unit & convert to a 4-unit.When possible, aim for the Limited (aka Streamline) 203k loan, as it's less complex, not required to get an FHA consultant, etc.Of course, this is based of the two following important assumptions:1)  zoning allows for this2)  and obviously I owner occupy for at least 12 months3)  the total purchase price + renovations are within the FHA loan limits specific to my areaWhat I'm confused about is the timeline or chronological order of the process? 

When did you purchase these properties?

Here’s how you can build trust while still making money:✅ Full transparency – Always disclose that you're assigning the contract, not purchasing the property yourself.✅ Fair pricing – Make sure your offer is beneficial for both the seller and the buyer.✅ Clear expectations – Explain the process upfront, including timelines and fees.✅ Reputation matters – Word spreads quickly in real estate.

Amazon and Costco are so big with such purchasing power, you can often find the lowest prices on what you need.

So, the prosecutor tries to charge something he can win on and that is typically related to something the buyer has done improperly in the purchase, possession or disposition of the property. 

I hope no one is using this to actually purchase property subject to.

We purchase a property March 2024.  

@Kristian Forbes Short of doing another house hack or negotiating the purchase price down a fair amount, I think that's going to be a tough one to make the numbers work.

There are some HOA's that are in such bad shape they wont allow any type of loans and it must be a cash purchase.