.- These tend to be "assassin" type shops who are small teams of pretty elite operators, and they aren't bloated down with BS like the big CRBE's etc of the world, so you'll get exposed to more, you'll get exposed sooner, and they will generally be ideally with a niche industry or product type but will often have a ton of satellite deals they get which will get you cross industry exposure. 

But, generally speaking the 3 month seasoning products are pretty terribly priced with 3-5 year pre-payment penalties. 

"Clean history" means they are productively holding a job, paying their bills, building their credit, and doing all the things a responsible citizen does.

Wyoming is a fossil fuel state, and we still make 22% of our electricity from wind and solar.https://yaleclimateconnections.org/2023/02/us-state-with-most-renewable-energy-production/#:~:text=Texas%20produces%20the%20most%20renewable,of%20electricity%20from%20fossil%20fuels.

Updates For 2024 and Beyondhttps://www.biggerpockets.com/blog/what-is-coming-in-2024-fo...Now, we will go over what’s next in DSCR loans—an overview of what innovations or additions to the DSCR loan product lineup may come in 2024, as well as the next evolution of this revolutionary loan product.Medium-Term RentalsOne of the biggest developments in real estate investing in 2023 has been the rise of medium-term rentals.

There are some products out there for 3 months seasoning as well. 

Hello,I know this has been posted a few times, but as the landscape for these products tends to change frequently, is anyone aware of any lenders that are offering HELOCs on a rental property (duplex specifically) in Texas right now (Aug 2024)?

i appreciate any valuable info about the loan product !!

These loans are often found primarily in larger commercial real estate and is a very specific loan product. 

If it is production builder, you're probably getting what they offer you.