First, don't use REI Reply, it's just a white-labelled/private-agency version of GoHighLevel (the actual provider of the CRM) that they just mark up and charge you extra for everything you do (every text, email, etc is 2-10x more expensive than just linking twilio/mailgun to your GHL account, etc).With that out of the way, you can get to making workflows.

But you’d have to target the <5% that are privately managed by newbies.

We do some private lending and we do not trust the borrower.

Are you sticking to traditional banks, exploring private lenders, partnerships, or maybe something creative like seller financing?

Quote from @Lorraine Hadden: @Robin Simon, Thank you - I see you are a private lender, I will be reaching out. 

For a closer look at this property, you can explore the photos here: https://www.dwell.com/home/aura-small-home-plan-bc2c7082Why Build New in Griffin?

Wholesaling, investing in REITs, private lending, and micro-investing platforms can diversify properties.

Verifying the use of the money and confirming in writing that it’s for a business purpose are integral parts of any private loan.

Where do you store your music and photos?  

Here are some common pitfalls I see for new investors from the private lending perspective:• Insufficient Funds: most lenders are going to be able to lend a first-time investor somewhere around 75-80% of the purchase price of an existing property + 100% of your estimated rehab budget (or an 80/100 loan, for short).