However, as mentioned, diversification is important in investments and free money in the form of a match can have it's incentives to continue to play the game with a 401k or retirement plan.

Pick up the Book "Rich Dad-Poor Dad" Then buy & play the Cashflow Board Game with your friends and family.

It's an expensive market to play the investment game but I firmly believe there's a niche for all of us in this area.

You can either view obstacles as opportunities to improve or play the victim. 

Pros: Lower monthly pmt (more flexibility), lower interest rate,Cons: Reset amortization schedule, 8 more years of payments (but again, I’m planning to invest the difference and play the arbitrage game), no cash out option at this int rate.

You have to play the banks numbers game... not what your numbers say. 

Obviously I go with whatever your lawyer and agent say as they know all of the little nuances of it, as well as the local stuff.I also fully agree with @JD Martin if you know they were under contract while under contract with you it's a card I'd play. The

So I am being paid for the “trouble” ....try to see things thru the lens of how it can help you, and knowing your laws will certainly be of value to you so you can play the game ! 

In the regular world, one person has 2 months to play the small claims game.

I can only play the part until they start asking about references to past deals.