This is why I find that term very offensive.

Criminal records must contain no convictions for misdemeanors for crimes involving violence, assault or battery, drugs, firearms; felonies within the past seven years and no sexual offenses ever.

I had my team pull the following criteria: -Population Growth Percentage from 2010 to present-Violent Crime Ranking (Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault.

I don't take any offense to it being a jumbled mess either.

And close to Emeryville, the beautiful younger sister to West Oakland's red-headed step-child status (no offense to red-heads!)

@Tim Shin I didn't take any offense and that was one of the reasons I got a photo up!

When Genius Failed: The Rise and Fall of Long-Term Capital Management - By Roger LowensteinI think there's a good lesson for all of us in being humble, understanding the limitations of own brilliance and prowess, understanding the limitations of "overly-calculating" prices and risks that all the data and math in the world cannot account for (no offense "big data" folk and economic statisticians)!

No offense people but, I can't believe how haphazardly people set up business structures with superficial thought given to an overall plan.

EPA fine for first offense is $37,500.

Not really sure what to call what you described...no offense, just never heard of most of what you said.In a nutshell you're buying a property but the existing loan stays in the seller's name.