That's a pretty low offer you're considering.

I'm looking to start with Multi-Family (duplex/triplex).  I have my own home so this will have be as an investor with 20% down. I know there are things I need to do to analyze if the deal is a good one, like rental ra...

Instead:401(k) loans: They’re low-interest, and you’re paying yourself back.Roth rollovers If you can afford the taxes now, this gives future flexibility.Creative financing: I’ve seen clients leverage partnerships or seller financing to limit retirement fund withdrawals.One thing to consider: real estate markets today are vastly different from a decade ago.. so opportunities may require extra creativity.Have you looked into specific deals yet?

In normal times i would think selling is typically the smarter financial choice, but at the current time keeping may have a significant finance (due to low interest rate) advantage.Here is a list of why adding ADUs in my CA market is typically a poor RE investment:1) The value added by the ADU addition is often significantly less than the cost of adding the ADU.

Low down payment (3.5%) is attractive, but comes with mortgage insurance and might not offer the best rates.

No plansNone of it was low quality.

The median income is low but the amount of renters is high.

Low income choosing high occupancy to stay here.  

With their low income and it's unlikely they'll get a better paying job.

If it's related to nonpayment of rent, the changes they appeal is very low.