Thank you @Neil Narayan, Appreciate your input.

Thank you for your input.  

I would seriously reconsider this input to your analysis. 2.

. - Any other input would be greatly appreciated.

I am not beeping harsh as she requested additional eyes which was good and she was receptive to inputs… I consulted on one today that had 95% LTV OO but no PMI, 2% vacancy as self managed including delinquent rent and tenant turnover, a maintenance/cap ex that was based on percentage but was a quad and her allocation was ~50% of my estimate, and no PM even though she intends to move away in a year or so. 

I just wanted input or opinions.

@Dave Foster, @Ashish Acharya,@Brandon Bruckman, Thank you for your input!! 

Thanks for all your inputs and advises!

DSCR loan, bank statement loan, Seller finance, etc.. there are a lot of ways you can secure the property without needing input from DTI.

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