Ultimately, balancing your student debt and financial goals will help guide the best decision.Good luck!

This is all despite the fact that they've made no improvements to the properties since acquiring them, and local property value indices only have about 15% appreciation for property values in the last 2 years for my area.

When speaking with them, demonstrate genuine interest in their situation and goals.

@Kris L. if you are looking to make one last comparison, I would see what @Josh Green can help bring to the table.

If your goal is to help your mom, you can purchase a property for her through a 1031 exchange and rent it to her at fair market value to meet IRS guidelines.

Account Closed It's not so much using your last name on BP for credibility for me.

Even when financial goals are met, the experience shapes how owners and tenants perceive the property.

I'm sure they will just pay it and get it sorted out but I think the last minute complication threw them for a loop!

Boil it down to one thing...what are your goals for the property?

Was at one last week that included City of Calgary who did a presentation on legalizing illegal suites and accessory suites in general