Good luck to you and it would be awesome to connect with you at some point in time!

For me at the current point in time, I do not have the resources to purchase another home (or multi family) in San Diego. 

The small investment in time and money has been worth it!!

The reality is our life span is but a blip in time and we can't predict the climate tomorrow much less way in to the future.

I'm not sure if all agreements are like this because it's my first time going through private lending.I need to make an offer ASAP and no lawyer can look at it in time for me to get an offer in before the two other buyers nipping at my heels.If you are willing to take a quick look I'll send you the agreement via PM.Thanks!

Do not hold, sell so that you do not complicate your life at this point in time.

That has not worked and I've lost out on a few homes I was very interested in because the agent either didn't get back to me in time, or didn't know the area well to offer solid advice, or didn't want to put in much of an effort other than to send my some automated search result (which I often had already). 

I would venture to bet that the HOA only meddles in peoples intimate affairs when the HOA decides they do not like the owner - that is when they pull out the rule book and start to play 'gotcha'. 

A lot of out of state investors don't realize that there are a lot of options between those two extremes, where you can have a pretty good property that already has a tenant at a mild to moderate discount- it just might need some improvements in time because it hasn't been FULLY rehabbed before it was sold to you.

As seen in the comments above, the confrontation on this issue isn't always pleasant, but it is not impossible to have a successful transition.