I am not sure if the company as a whole is cutting corners to "maximize profit," detached from the concerns of property managers, etc., but the quality of its service evinces a deep disregard for customer satisfaction.

The concern from the secondary capital markets lies in the following: Residential assets are appraised as, and commonly zoned as, their highest and best use.

So Down payment is more of a concern to me.

Then I came across your post which tells the Truth, and yes, I CAN handle the truth, concerning the realities of dealing with people in distress and YES , they want to stay in the Home etc and NO they are not really motivated candidates as the gurus say they are.

@John SteffenInvesting in house hacking or purchasing a primary residence for rental can be challenging due to affordability, vacancy fear, high interest rates, maintenance concerns, and location analysis.

We found evidence of mental health and familial issues, all sorts of debt, IRS issues, and even YouTube videos showing a life in disarray. 

Any concern for H1B conditions violations?

Main house is the concern.

This home currently doesn’t have any heat and my concern is bursting pipes. 

In my opinion, a more moderate quarter-point cut would have signaled confidence in the economy's underlying health.