prices are high, interest rates are high, there is tremendous demand for inventory, and - one thing that doesn't get mentioned enough - a record number of properties are debt free. 

.- Large Tenant Pool: Housing programs often have waiting lists, so demand is high.

I am looking to grow the portfolio to short term rents in Daytona Beach, Florida.  

If I used the HELOC, the investment needs to generate >9%.I recognize there are many variables not listed here but would love to hear from more experienced investors on more generally how you think about using cash vs. home equity to grow your portfolio in the current environment. 

It's an amazing place to learn and grow in real estate.

Unfortunately, I see a growing trend of a lot of service members renting their homes at break even rates or at losses.

We look forward to an incredible 2025 and continuing to grow our businesses together.

As an investor here myself, I can tell you we're seeing solid rental demand here thanks to the strong job market and major employers developing here. 

For property selection, choosing a duplex or triplex in a good neighborhood can provide steady cash flow, while adding an ADU to a single-family home works well in areas with high rental demand like Portland.

Areas with good rental demand or up-and-coming properties could give you more predictable returns.Do you already have a type of property in mind—like single-family homes, or are you considering duplexes, condos, or other types of flips?