Prices should fluctuate all year round based on peak vs slow seasons etc. 

I don’t have to worry about the economic fluctuations that affect the market indexes and overall sentiment from other stock market participants.

Yes, it is like game, but daily i find it to extreme, since it would fluctuate a lot with some big expenses, unless you make daily a lot of money.

The HOA on the townhomes tend to be lower with less fluctuation.

Plus, with the stock market fluctuating a lot, people on the high end may not feel as certain about how much money/stock they have or will have to purchase an expensive home.

My credit score has fluctuated from 750 - 835 over the past 8 years typically it hovers around 810.

I'm sure that will fluctuate based on economy/market conditions also.

If you're investing in instruments which do not have an attractive return and hoping to profit on future market fluctuation then I would reconsider that approach.Just my 2cents.

It the property is positive cashflow then the fluctuations in value are not a big concern. 

Single family homes and townhouses are often going to fluctuate in price more than apartment buildings, because they follow the retail market, where apartments are based on how much income they produce.