I've thought of 3 different approaches - 1. co-borrow...multiple parties on deed, entitled to % rent & depreciation based on investment, have "access" to property2. co-sign...multiple parties not on deed, negotiate % rent & depreciation based on investment, no legal access to property3. side-deal...parties gifts the down payment, operator must qualify for loan, all other details TBDAre there more approaches/options?

Check out my personal favorite, Set For Life by Scott Trench , or The Total Money Makeover by Dave Ramsey.3.

Tagging my favorite LO @Wyatt Wolff good luck, Gilberto!

If they know, love, and trust you, and think you will be successful running rental property, maybe have them gift you each year for a couple of years enough down payment money. 

The time consumers is welcoming tenants, property handbook, welcome gift, etc.

@Dave Foster - I think this is one of my new favorite lines when it comes to 1031 exchange!"

I'm going to tell you my favorite passive income idea is private lending. 

So, I'd love to hear about your favorite meet-ups or online gatherings for multi-family real estate networking in Minnesota.

I think that is fine, but there is another way.That way to look at it is that the family member is giving the other family member a gift to get started.

my favorite is always HELOC for primary residence.