One thing that really helps is lining up flexible, short-term financing—like hard money loans or private lenders—who get your goals and can close quickly.

Go through your goals and make sure what they know and are an expert in lines up with exactly what you want.

For long-term strategies, a cash-out refinance is usually more advantageous, as it preserves ownership and offers fixed terms.To proceed, start with a professional appraisal to confirm the home’s value, compare refinance terms with traditional lenders, and carefully scrutinize shared-equity program terms to ensure they align with your financial goals.

Keep your long-term goals in mind to steadily grow your income and savings through house hacking.Good luck!

so - i don't understand how a deal like this is going to help you advance your goals. 

From my experience, success in real estate investing starts with clearly defining your goals and continuously educating yourself through podcasts, books, forums, and courses.

Different investors have different tastes, risk appetites, and long-term goals.

My overall goal is to become a mortgage broker as I like the idea of having all lenders as an option and working for my self.I really appreciate the help! 

So if affordability is the goal looking at wider range is something I would suggest. 

Honestly, those are goals I want to have.