I am wondering if anyone has any insight on which areas of Memphis to avoid and if it has been saturated as looking online it appears there are a TON of rentals up for grabs and wondering if that is due to rental numbers going down or if it is just a larger city that has more supply.

I would research FHA loans (or whatever the equivalent is in Belgium.)

This appears to be about average for the whole owner community.  

So it appears both of us are company applicants. 

Just because she has POA does not mean they did not have to name him in the complaint.It does appear HOA violated SCRA protections and the foreclosure is invalid.You cannot make decisions on someone elses loan. 

I will definitely consider personal mortgages; it appears the down payment and interest rate will be lower than DSCR loans. 

In my STR world, they are the equivalent of a welder or a pipefitter. 

The valuations on them appear to be completely arbitrary and in many instances the company seem randomly selectedWe had one recently from someone else who provided the opinion and the comps were 7 miles away and from another jurisdiction - whereas this property while in a more rural area had considerable sales that could have been used.If you use them to get an idea for property condition I find them to have some value but since they have no interior inspection reports, they are at best just a random guess of the value which could be off by 100%

They appear to be labor and materials, at least that would be in the Worcester Market

According to their research online, Charlotte ends up appearing fundamentally as an affordable option with great fundamentals.