Lending standards are tight across all lender types, and regional banks are scaling back their pace of originations.

I'm in the process of deciding where to invest in real estate, and I find myself torn between two options: The Local Metro area of Colorado Springs and the Nearby Rural region of Pueblo West, CO. 

I do know of a few that could help, just sent a DM.Also 100% agree with @Bill J Fay, being up front about costs and region will help as much as possible going into a tricky deal to try to lessen any potential 'surprises'.

Decades of regional tourism and STR-friendly regulations. 

Regional, drivable markets are where I like to invest. 

A title plant is an aggregation of all public records in a particular region effecting real property, including personal judgments since they may attach to real property, indexed either by Grantor/Grantee or geographically (legal description).I suspect most underwriters are already developing AI applications for the search, examination and underwriting of title policies. 

You see OM's all the time touting the parent companies etc. but if they are not on the hook for the lease it means nothing.I do not mind local to regional tenants at all IF there is a personal lease guarantee with substantial net worth behind it.

The loan max is a little low for high priced RE regions like San Diego, but it may be possible if purchasing properties that need some rehab. 

They will often want a new building constructed and building today with labor and materials is very expensive versus retrofitting existing building.When I buy value add vacant buildings the goal is to double the return on investment within a 3 year period.So if I can use the existing building and retrofit to same concept ( example previous burger inc. but now Whataburger wants to come in ) then not as much tenant improvements to convert.So if rent 20 a foot for 5,000 ft that is 100k NOI NNN a year. 7 cap value is about a 1,400,000 stabilized valueSo if I buy it for 400k and have 300k in it more 700k to get new tenant in the value is then around 1,400,000 based on NNN 20 a foot and a 7 cap rate exit value.If you want a premium price then you would need to sell to an end user tenant ( regional or national in nature) that wants to buy the building and put their concept in there.

Strategic Location**: Situated along the Mobile Bay, Mobile serves as a vital port city, connecting the region to international trade routes.