@John SharpeThank you for the help, sir!

@David Ginn Thank you sir.

@Robert Edwards Thank you sir.

If the contractor is doing any significant structural work, or adding on to the existing home/building, then I'd certainly discuss them having their own builders risk policy due to the size and scope of the work they're doing.Hope this helps sir!

Yes sir! 

Thank you sir!

Originally posted by @Joe Norman:"less than two miles radius from the M&T Stadium" covers some high end neighborhoods and others that consist heavily of abandoned and boarded up homes.

@Michael Le, Thank you sir. 

@Caleb Lane, thank you, sir. 

@Ryan Kephart yes sir 5% is for an FHA and it has to be owner occupied and it also has to be in good condition.