I would give similar advice to someone that wanted to open a restaurant, landscaping company, hair saloon, etc.  

I only invest in areas that we would live (me, my wife and our little daughter), and for us that means we naturally avoid D areas. 

Just the nature of real estate.) 

I expose myself to other stuff for the sake of a natural curiosity and to gamble a little.  

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

As I've told you before, I have  never referred to myself as a "guru" or anything of the nature, . . . ."

I think sometimes just getting away from the noise and clearing your head (in nature?)

You don't sell refrigerators to Eskimos, hair curlers to Nigerians, or rentals in a market with no renters.2. 

Carrollton seems to have more due to the rolling hills nature of many neighborhoods in combination with bad dirt. 

Before, "acts of God or Mother Nature" weren't supposed to count against the policy...