The individual owner of a seller financed mortgage enjoys a notable advantage over a traditional financial institutions, direct one on one negotiation capability with the borrower. its an advantage for negotiating new terms, adjusting interest rates, and addressing unforeseen issues.We have heard that this is a way for the owner to avoid "Capital gains"?

I don't know of any institutional lenders that do them as one loan right now. 

With so many “alternative” qualifying programs out there, there really has to be something other than “under 2 years employed” or “doesn’t show all his income” for the buyer not to be able to obtain institutional financing, and hence be willing to spend $250k for a $200k house. 

Hi, my name is DJ, I live in near Worcester, MA.

Some person or person(s) within the bank allowed their institution to fund us right up to getting our money-making part of the resort open - and then pulled the plug. 

Quote from @Bradley Buxton: @Justin GoodinThere are advantages and disadvantages to both which is why institutional investors are also buying single-family homes.

They might be more open to unique property types and willing to take on loans that don't conform to the standard criteria of larger financial institutions.

A Ma and Pa operation is personal and hands on.Today I can see payments by clicking each property, then Charges, then The Charge for the current mo and see a payment.  :(  Too many clicks and no screen showing this info across the portfolio.    

Hi Pavan, there's plenty of other opportunities elsewhere, my clients (many in the Bay Area) are involved in institutional grade properties across the country.

Hi all,Does anyone have any recommendations for real estate friendly accountants in Massachusetts?