Sounds like the razzing a kid in junior high gets when he gets the coolest bike of anyone in school!

Further, I forbid any junior liens.

I am 19 years old and will be attending Arizona State University this coming fall as a junior.

You living there you should have gotten some mail from the lender.The lender usually still believes the homeowner occupies the property so sends notices to the house you are staying at.Kentucky appears to be a judicial (court) state with average time to foreclose 6 months.The property has to appraised before it can be foreclosed and sold.Ways of knowing foreclosure has happened or not should have been provided1.In the letters mailed out by the lender2.The lis pendens (legal notice) filed at the court house.3.Newspaper in the legal notice section.The fact that I pulled this up in under a minute but your broker/agent doesn't know what is going on is scary.If the agent has this listed as a short sale they should have an ATR (authorization to release) signed by the borrower giving them permission to talk to loss mitigation (the lender or servicer) about the file (loan).How you work the short sale will depend on type of loans,junior loans and other liens attached and a whole bunch of other factors.The lender might want the property marketed for sale for so many days to see if higher offers come in that would net more than your offer although the lender might take into consideration you already live there.Month to month you have no foreclosure protection tenant laws.If you had a long term lease in place the bank would have to honor the lease under certain conditions.

I do not have a license, and I took law of contracts, basic principles, marketing, financing, and some others at my local junior college.

I usually get a junior since they will be there for at lease two years, whats better is a senior who will be attending grad school, you'll have them for 3 (maybe longer lol)!

I went to a local junior college on the GI Bill and graduated with an AA, taking mostly business related classes.

Especially if it is in a tax deed auction, where you get a deed and not just a lien and where all liens junior to the unpaid taxes (like mortgages) are cleared from title.BP member jawsette manages to get some finds this way.

About this time (sometimes) the parents get involved to save Junior's credit rating.Good luck and keep us posted.

Are there any junior liens?