My loans don’t adjust until 27 and on.

I try hard to market it and adjust prices to attract bookings.

You make a decision and then adjust because when you don't make decisions, you are in analysis paralysis.

Here are some key points to consider:Accessibility: Residential properties are often more accessible to individual investors, especially those starting out with smaller capital.Tenant Stability: While turnover can occur, residential leases tend to have shorter terms, offering more flexibility if you want to adjust rents or change tenants.Market Liquidity: Generally, residential properties are easier to buy and sell due to higher demand from individual homebuyers and investors alike.Emotional Appeal: Homes and apartments can have a strong emotional appeal to buyers and renters, which can influence demand and pricing stability.Purchasing: Residential real estate will require a down payment of at least 10% of the purchase price. 

While interest rates might be higher, they can offer quicker access to capital.Seller Financing Adjustments:Negotiate with the seller to see if they are willing to adjust terms slightly.

You can answer the question by simply looking at your last 10 or 15 residential projects (regardless of the subtle variances) to see what you quoted each customer (if adjusted to a cost plaus basis) and determine average total labor (or any other non materials) cost on a per sq ft basis.

@Ahmad MooreIt sounds like for the DSCR, either ratio was caused the adjustment, or the appraisal came in too low. 

I thought owner occupied loans are supposed be lower interest rates then non-owner occupied loans or DSCR loans also, I asked the lender if she could adjust the purchase price to $750,000 to see if that would lower the interest rate and the interest rate actually went up to 8.625% and pay 0.353 points I'm thinking I should find a mortgage broker that can quote me with multiple lenders to shop the rate and loan costs instead of a direct lender Thank you for the help!

Maybe I need to adjust the messaging because I am trying to buy the house. 

door frame adjustments and other issues$7800  for flooring 1,900 sq feet $4100 for  install$1,000- 2000 for dry wall  based on quotesTotal -  Approx $27,000Considering a quote from Olshan  for a "full -tilt"  repair was   $93,000    ( LOL ), we're happy with the work done.