We are looking to do long-term rentals for a buy-and-hold strategy, starting to build up our portfolio and gain momentum. 

I guess the different strategies FOR ME would be.A- Find a lender that would actually do the refi and pay the tax.B- Sell a property and use those funds to lend as they would go back to the IRA. 

Hello,I'm looking for advice on my offer strategy for a house on the market I want to purchase.

It would be wise to ask your CPA the capital gains exposure once this strategy is being executed.

Quote from @Gregory Schwartz: I have 2 very close friends who grew well beyond 2 rentals with this strategy. 

Recommend talking to your CPA about this strategy. 

Educate yourself with resources like The House Hacking Strategy and practice analyzing deals using tools like BiggerPockets calculators.

You might consider other strategies, like taking a home equity loan or refinancing to fund repairs, but consulting with a tax professional or CPA would be the best next step for your specific situation. 

Revisit your strategy annually to adapt to changing goals and market conditions.Good luck!

I handle dispositions and tech; my business partner is more experienced with exit strategies and the finer points of investment.Hope this helps!