@Cara Lonsdale my original point to you is on draperies being fixture, I had never heard this before.

Originally posted by @Cara Lonsdale:SOFI is one of many of these types of unsecured loans. 

Thanks @Alex Deacon, I will look into duplexes too.Thanks @Cara Lonsdale for the insights on FHA cert and HOA fee, this definitely helps

When you see a good deal, a car, a trip write a cheque same as cash and is instant.

I respectfully disagree that a cash flowing property feels better than a paid off car. A

I only use an abbreviated address, rather than the entire address (in case someone breaks into my car.) A

Cara,Thanks for your response, and I think that your point about timing and availability of information is well taken, but I find it hard to believe that the concepts of leverage and investing and rental properties were completely foreign to the populous in the 90's. 

Also she picked the car, as she didn't want a minivan.

While not all of them pertain to what I'm interested in, all have had some type of usefulness (is that a  word)  I'm on the road a lot and will listen to them in the car.  As

It is absurd that Fannie considers transfers of funds within a marriage to be a "gift," but alas I am not the dictator of the universe and cannot change this at present.Solution: Just what @Cara Lonsdale said, have both names on the accounts even if it's understood between the two of you that this one is "mine" and this one is "yours."