I've heard of people doing it 'under the table' but what's the best way to do it for both parties? 

Relying on a property tax assessment for this information may result in leaving deductions on the table.

The bigger and more diverse your business, the more cumbersome managing multiple policies can become.Administrative Burden: If managing multiple policies is consuming too much time or resources, consolidating may be a way to streamline operations and reduce the workload on your team.Negotiating Leverage: When your business reaches a certain size, you may have enough premium volume to negotiate better terms by consolidating with a single carrier.Final ThoughtsConsolidating your insurance portfolio into a scheduled program can offer significant advantages in terms of cost, simplicity, and risk management.

Also, our property is 10x the size of most in the city at 1.75 acres.

If you do STR, size doesn't matter *as much* as MTR or especially LTR.

One size does not fit all.Just keep in mind that between now and Oct 15 we're all extremely busy.

Thank you so much for the link to the table showing title insurance.

That said, over a long time horizon, and for investors who are willing to take chips off the table and not continually double down on PML, it's a great return and the spread is large enough to make a big difference.

You'll get mom and pops that still think it's 4% or 5% regardless of deal size, but that's a lot more rare these days.

The homes are also priced well for the size, and it sounds like you like big homes that can stretch your money.