And when it comes to multifamily i would not count on appreciation for the bail out; you want to be setup so it can comfortable sustain itself, rain, or shine.:)I was looking at a duplex for sale in Baltimore online. 40K purchase, 10K work (they said 5k) and $750X2 in rent.

If the property sustains uninsured damage, the buyer may lose incentive to pay, ask you to accept less money, or even abandon the property, again leading to foreclosure.

My advice would be to take a look at the economic fundamentals driving your market, do they point towards sustained growth?

QUESTION 2: If so, why and what are the startup and sustaining fees for this?

Prices going up due to a further expansion of credit (unsustainable) I don't like, prices going up because of real wage growth (sustainable) I do like...I don't think anyone would argue prices are/have gone up due to the later.  

Ultimatley, in theory a one-stop shop should offer you the most comprehensive sustainable results, you want the boutique Turnkey provider in your case.

Instead of your personal credit, the property sustains itself (using the DSCR number to qualify for the loan). 

What some of the data is saying is that because Houston is so diversified now from learning their lesson from the last oil bust that even though the jobs are not as high paying is not imploding the city as it did last time which is more of a sustainable business model.

I believe that every investment property and investment location must meet three criteria:• Sustained profitability - The property must generate a positive cashflow today and into the foreseeable future.• Likely to appreciate over time - Appreciation should never be the primary goal of investment but is advantageous in that it offers you future flexibility.

It combines sustainability with architecture and affordability, and is a big gentrification trend.