Diving into creative financing options like you’ve done shows initiative, and you're clearly thinking about the big picture.

I have a strong feeling your just venting hyperbolically. 

Let’s end the year strong together!

If P&Ls were manipulated or tenant histories weren’t properly vetted, that’s a serious issue and could form the basis of a strong misrepresentation claim.

As Milwaukee is my home market I have a strong interest in investing here.

Not exactly sure about the legal details, but initial overview of the system seems to suggest this kills quite a few birds with one stone.  

Not only the initial fees, but there are also liquidity requirements, i.e. $300k loan needs to show $15k liquid assets, and draws typically require you to pay contractors and obtain a lien release before you can be reimbursed for the money you paid contractor.While I know there are a lot of people who use low money down loans to get started, it is risky.  

For LTRs, prioritize markets with population growth and strong job markets.Wherever you choose, work with an investor-friendly agent who knows the local market and can help you analyze deals.

I’m not looking to be an active/public realtor, just need a place to hold my license.For context, I currently hold an active HI real estate license in good standing and have strong networks on both Molokai and Maui.

For example, areas like Chicago have a strong demand for furnsihed rentals, especially in neighborhoods near medical centers.