Quote from @Kody Smith: I am New-ish to Bigger Pockets, and would love to connect with the community here.The idea: move from single family homes into commercial real estate... specifically multi family.The Goal: generate $20k/mo in cash flowI'm currently in silicon valley (san jose)... would love to find something profitable here, but it looks like there are better opportunities elsewhere.I am open to investing in markets across the US.

Currently I am working on 2 single family homes, with the help of my realtor and mentor, Gloria N Gear. 

Quote from @Chris Barrett: Ruis,It's my understanding that all vacation rentals that are operated out of a single family residence require the AL license. 

Are you looking at single family properties or multi to start?

I'm sure they also told you their systems will protect against aggressive attorneys and creditors and make you invisible so nobody will ever dare file a claim against you...it's all a money grab.If you are a sole proprietor I am putting my money on the fact a single member LLC in the state in which you live/own real estate will suffice.

., "I will buy at least one single-family home, duplex, triplex, or fourplex before the end of 2019") and then do it.

I don't know a single person who regrets starting out with a quad and house hacking.

Even a single violation from animal control would be a deal breaker.  

I also want to clarify that I do still keep a decent amount of cash - just not enough to cover every single property roof at the same time if that ever happened for some reason. 

I can't name a single state that requires the disclosure of insurance claims.