Credit Score:For 10% down, lenders usually expect a credit score of at least 720 or higher.

Build a strong financial foundation by aiming for a credit score of 700+ and saving for down payments, closing costs, and an emergency fund.

They have credit scores of 760 and 670 and just moved to the US two years ago.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Seems pretty standard, VA isn't as tied to credit scores as conventional would be. 

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

She is incredibly knowledgeable on the Twin Ports market and real estate investing in general.

For me - Subto has been tremendously helpful for me.The post wasn't about BP, which I thoroughly enjoy visit regularly and use the online calc tools incredibly often.~ Randy  

Added Value: Since we've invested in this market for the past 6 years, we have incredible property management in place.