Hi,I need some guidence.Insurance premiums are beyond ridiculous here in FL.What alternatives are there besides full coverage on a rental with no mortgage/note?

Looking for an alternative.

However, there are alternative financing options you can explore for your Short-Term Vacation Rental (STVR) properties:Cash-Out Refinance: This allows you to refinance your existing mortgage and take out some of the equity as cash.

So I don't know what you alternatively expect them to do, I assure every shareholder expects and demands this of them and if you were a shareholder I bet you would to. 

This situation has unexpectedly complicated matters, and I am unsure of the best course of action moving forward.One suggestion I've received is to secure construction financing from an alternative source and forego the construction funds from the hard money lender.

.→ many fund managers will help you self-certify (I'm happy to help)I have more information on my website here:https://www.oakandvinecapital.com/accreditedBecoming accredited unlocks more opportunities, and you can learn about new opportunities without having a relationship with a sponsor or fund manager (506c offerings)If you are sophisticated, you can also take advantage of investing in alternative assets, you just need to have a pre-existing relationship with a sponsor or fund manager.Happy to help more!

.- A lower cap rate might suggest a safer investment but with lower returns.🧮 What Is The Cap Rate Formula?

Alternative would be to wait a little bit, or purchase under a LLC with a DSCR financing

As an alternative solution, most of the apartments in Lawrence Township now evict through Superior Court. 

I would like to focus on the safer nicer neighborhoods or even cities in the Metropolitan area of Cleveland.