haha. but can certainly send you my architect/engineer they have also been amazing.

I built this pricing engine as a good way for people to keep tabs on where DSCR rates are at for any given scenario without having to submit any personal details.  

I recently had a buyers agent tell me (at my house) my heat pump was 20 years old and was at the end of its life and needs replacing . 

Also, I will assume that your goal is financial freedom.Financial freedom isn't just about replacing your current income.

You could consider it disposable but I am guess the costs to get it safe for habitation will really impact your decision.Regarding the house on stilts, if it is properly engineered it would be considered real property with a unique foundation.

The cost of an water heater replacement for example is close to the same regardless of price range of rent or property value.

If your boots on the ground is on the same page, there shouldn't be any reason why you cannot.Refer to the Systems Engineering V model.  

I am looking at replacing my current HELOC with a new one with the lowest intro rates. 

The exterior was painted when we bought it, we refinished the floors, added carpet, new paint inside, refinished the kitchen cabinets, replaced a couple windows and did some minor plumbing work inside (along with getting rid of TONS of junk throughout the inside and outside of the home!)

I don't expect a tenant to wait weeks for appliances to be repaired or replaced.