There are pre-paid legal plans available that can give you access to legal counsel in your state for only a small monthly fee.

, perhaps as pre-paid rent? 

If not look at the tax assessment records from the year you purchased the property it will list land separate from improvements.Depreciation is [Purchase Price + Some closing costs (Fee's and such but not any prepaid expenses)] - Land Value  / 27.5.I disagree with Jerry, on a home valued only around $130,000, $200 doesn't seem to bad per month.

my average is probably 4500 which includes prepaid insurance and taxes, title fees etc.  

You also need an Escrow account, which is where tenant’s deposits and any pre-paid rent over and above what your state allows will be held.  

6-12 months prepaid rent.I call my "public servant special".

Minimum 3.5% down plus probably another 10% liquid, as you’ll have 5-6% in closing costs/prepaids.

We ended up bringing almost $40,000 to closing after consideration of points, prepaid taxes, insurance, 20% down, etc. 

In my mind, this is a cleaning fee, so maybe it becomes a pre-paid cleaning fee.

@Ryan KeenanYou can recoup your initial investment (what is on your HUD), plus prepaids and closing costs prior to 6 months.