By adopting the house-hacking method—living in one unit while renting out the others—we plan for the tenants to cover the mortgage and gain valuable property management experience.

Yes you have insurance, but it may not cover everything.

Hopefully we get some better virtual furniture in listing pictures lol

I plan on being on the road here for work in the next day or two and wanted to try and make sure I have everything covered before I leave.

Umbrella Policies are good, but they are not an asset protection tool, they only cover litigation/damages after you’re already in litigation or found personally liable.

Does he not cover that yet?

This plan covers 24/7/365 troubleshooting services from Lula's experts (such as guidance on resetting a circuit breaker), tenant coordination for scheduling repairs, and access to a network of vetted professionals.Once you're subscribed to Lula, you can set aside a pre-approved amount for repairs, which can be used without needing to contact you as well.

I guess that's part of my question, if you could have the security deposit cover that and people's experiences so I could better prepare myself. 

This would make a great co-hosting opportunity without worrying about making enough to cover rent.

I find LG TV's have great picture quality but the interface is kinda funky.