Rates may still be high, but sometimes they’re more flexible with repayment options than a mortgage refi.Family Loan Structure: Since you have an existing interest-free loan from family, you could talk to them about restructuring or even adding onto it, if they’re open to it.

We offer 10% down on the purchase price and fund 100% of the rehab.

I imagine once fully stabilized you will cashflow and live for free onsite?

I was a student they offered to sponsor a deal for and it has cost me everything, literally. 

Hi, I just got an accepted offer on my first property (4plex) in Anderson, IN.  

The owner should look at it more like a DSCR, and should be pricing the property and offering terms such that the income from the property is adequate to pay back the loan.

I looked at Sapphire pretty hard last year, and made a couple of offers there, but in the end decided it wasn't the market for me.

A HELOC or cash-out refinance is definitely worth exploring if you want to free up capital for more investments, but make sure it fits your goals and comfort level.

My contractor does these visits for free because he gets ALL my work, the construction, the plowing and the mowing.

Pro Tip: Ask an insurance agent what your rate will be before you make that offer.