And do not charge or have minimal charges to provide this feature? 

According to them I am not the only one that has come across this issue, nor have any of them indicated that I am operating in a financially irresponsible manner. #2 I am on BP in part to learn like many others here. 

All, at most, have had minimal fees - $500 for origination, etc.I closed a cash out refi this past week at a miserable 8.25%.

See article from the US Census about growth and population decline:https://www.census.gov/newsroom/press-releases/2023/population-trends-return-to-pre-pandemic-norms.html#:~:text=Texas%20experienced%20the%20largest%20numeric,%25%2C%20respectively%2C%20in%202023.Absolutely, population growth is a key indicator for real estate investing!

I had a partner who does land entitlement in 15 cities and I've been an agent for 10 years and I wouldn't touch it unless you can get it approved while it's tied up with minimal efforts.

My research indicates that fractional interests, when done right, can demand a premium over market value of anywhere from 10-40%.

Partnering as an LP can help you learn the ropes while minimizing risk.

The average sale time decreased by 23.3%, indicating a quick turnover which is beneficial for investors looking for liquidity​​.Property Analysis:Rental income potential: $2,500 - $2,900 per unit, totaling $5,000 - $5,800 per month.Rental Strategy: With the high demand for rentals in the area, this property could generate a steady rental income.

The fact that you asked this question indicates you would likely be better off with a turnkey investment. 

It indicates that the property was used as collateral for a loan.