We do not have control over their methodology to calculate the credit score or the recommendation. 

As much value as I see in your overall logic and methodology, that still doesn't address the central question of what home warranties are providing by way of coverage.

.#6: Markets with the most employment growth projected for the next 5 years#10: Markets with a high proportion of residents who rent their homes#14: Markets with the most population growth projected for the next 5 years#15: Markets with the most household growth projected for the next 5 years#17: Markets where renting is more affordable than owning a home#19: Markets with the most employment growth in 2022Check out the Methodology section for details on each of these rankings.

Building a financial model is no joke, but it's necessary if you want to have full control over the inputs and methodology.

But then I dug into their methodology. 

Prior to doing real estate I had an ecommerce company I built and developed everything using bootstrap methodologies.

Be aware that in 2 weeks, on Oct 1st, FEMA has big changes in store for their flood rating methodology. 

Would have loved a net yield comparison but it would have probably been a little more challenging from a statistical standpoint.One very important trend is the unemployment rate - I'd usually like to see a declining trend over the years, and ideally not too high compared to the national average.Mike, I'm curious about your market analysis process - could you share more about your methodology?

. ;-)  The IRS' preferred methodology for a cost seg study is engineering-based.

Kind of a one step at a time methodology (drop raise till you can raise raise ) .