Inspections may cost more upfront, but they can save you from significant headaches and unexpected expenses down the road.Negotiate Hard: Use inspection findings as leverage.If the HVAC is near the end of its life, negotiate a credit for its replacement.If the cast iron plumbing is deteriorating and needs replacement, ask for a credit as well.Sellers often prefer negotiating credits over doing the work themselves.To give you an example: I was once under contract for an old house priced at $170,000.

Next we utilize mysmartmove.com for background/credit report.

Because if I use my credit card to pay for a pizza, I pay a $0.00 fee. 

If you can do a renovation loan with 203k or a homestyle loan to house hack a 2-4 unit multi-family, that typically has the highest potential for equity gain with the lowest cost.  

I would consider selling a property to pay off the credit card debt.Maybe your husband can manage the STR listings and potentially do the cleaning.Best of luck

Policy will not impact the market for a while, even a $25k first-time home buyer credit will need some time to work through the system.

I have really good income & have good credit -middle score is 768. 

Having bad tenants is not something you would like to have, thus make sure the tenant has sufficient income, credit, and who they are.

hi @Alvin TaverasMortgage Broker here, i've been referring clients out to Credit Unions for their HELOCs. we have a handful of lenders that can do them, but i'm finding the juice is not worth the squeeze in the broker/ wholesale world.

Does paying with credit card, venmo, paypal etc.......still allow you to NOT SEND 1099s?