This is why there can be muted market responses to actual Fed rate hikes, as the central bank often telegraphs its intentions ahead of time, to the point where the change is fully expected/estimated and thus “priced in” ahead of time.Key Economic Data Releases that Move Mortgage RatesHere are the key economic data releases that most affect Treasury yields and mortgage rates; understand these and plug them into your calendar, and you will be a mortgage rate magician in no time.Consumer Price Index (CPI)For even casual interest rate watchers, it should come as no surprise that the monthly Consumer Price Index (CPI) release is key to interest rate movements.

But you do have to be able to demonstrate your investment intent before converting it into your primary officially.

Praying they don’t give me any issues, is it safe to reach out and let them know my intentions before closing on the house?  

If I thought they were intentionally lying for the increased business, that would be a different case.  

My partner bought a studio, front line to the sea in Costa del Sol, initially just a warm escape from Chicago winters with no intention to make a profit. 

There is no need to pay for gas and pay it off... it's mostly myths that people have come up with over time.If you have a zero score it's because you do not have any credit or the credit that you do have is less than 6 months old... more likely is less than 90 days old.Now, if your intent is to get approved for a mortgage and all you have is one prepaid credit card you are not putting yourself in the best position to secure a loan approval.I usually recommend 5 Tradlines or 5 separate accounts reporting to your credit.The best place to start, even before starting to get credit cards, is by going on the app store on your phone and searching "Build Credit" .

I know this statement isn't regarding Maryland, but in Florida, the landlord must deliver written notice of intent to claim monies from the deposit by certified mail to the tenant's last known address within 30 days from the vacate date upon termination of the lease.

As long as the money borrowed is used to purchase the property, the lender is forbidden from obtaining a default judgment for any losses.As for dealing with the previous seller Patrick, if you disclose your intent to keep the loan in their name for an unlimited period of time, there's really nothing they can do.

See it's the INTENT, not just accidentally or forgetfully not saying something, no, it's not saying something with intent to hide it, a lie of omission. 

Try looking into zillow/Redfin and see what your potential rents you can get near the neighborhood by filtering the bedrooms/bathrooms of the intentional property that you are planning to buy.