After the 12 months payments above you qualify for the exception so you're back to regular/normal LTV's which depends on your occupancy  - second home/primary/investment - it all varies. 

@Arya Chen Another suggestion is to look in the Events & Meetups section of the forums and attend some in person networking events even if you don't live in the areas you're considering investing, if you attend regular events and let people know what you're looking for - you'll be surprised at the connections you can make and where they can get you! 

I know you don't want to hear it but your options are really to either stay in the mosh pit of regular houses and fight the pricing wars to the bottom, or invest $100k into the house to price higher. 

And this is separate from regular maintenance my property management companies took care of and deducted from the rental income.So the moral here is that RE is great but you can’t depend on cashflow.

I regularly attend meetups.

After everything was fixed and they listed the unit, apparently they claimed that I was not allowed to have any understanding of who would be renting my home due to potential bias and discrimination (this is the first time I have not been able to view applicants general profile (credit score/occupation(removing any identity markers)), but fine, I let them choose the tenant and so far there hasn't been any issues.

That is where most of my investments are and my smaller experience based cabins crush it compared to my regular SFH that I rent.

It seems like a great way to get near unbeatable cash on cash returns.I am seeing $60-70k 3 bedroom houses that would rent for maybe $600-700 to a regular tenant but section 8 HUD FMR pays $1100 so they are cash flowing $500/month.

It pushes down the regular LP’s and increases risk imho.  

I'm expanding into the world of tax lien/deed investing so will need to be conducting title searches on a regular basis.