I also can take out a home equity line of credit on my current home....but I need direction. 

Since you are based in California, do you know of any good CPAs who are geared towards real estate investors ?

Quote from @Brad Finley: Hey community,I am looking into investing in my home town of Cincinnati. 

The more they have to loose, the greater the likely-hood they will work to continue to keep the home.

Financial Freedom Network I laughed at -- after reading the agreement, no comparable value for that monthly price -- 3 or so years ago, if value has changed now, my time-based disclaimer is as aforementioned -- and Legrand would do well to disconnect FFN from his name, as I believe FFN is now out-sourced, whatever.I empathize with you , Joe and the other responders, but when I read Legrand’s, and most of the other guru’s, contracts prior to trying a teaser product, it clearly stated in the agreement that if customer did not want the upgrade service for which the teaser/free product, free video, whatever, was being given away, then customer must cancel within the stated period of time, which almost always range from 30 to 90 days [60 days is becoming more common, as more folks forget to cancel]So long as terms to cancel are clearly stated prior to contracting, I don’t find it unethical, -- and real estate gurus have merely adapted a teaser or rebate marketing technique used in most every industry -- recently even Chrysler cars [try our minivan for 60 days!

I have created a lot of loss in my taxes over the last few years and now want to get a mortgage for a new primary home.

List my home for an isurance company who has a relocation service department 

@Frank Hotard oh man the joys of home ownership! 

Have you looked into mobile home parks or tiny home villages. 

We are based in Milwaukee WI and have tenants from Milwaukee County and the City of Milwaukee and it's pretty much hurry up and wait.