Probably best to look elsewhere accordingly, as the availability of properly zoned STRs is quite limited.   

Youre limited to whatever the max credit for your loan is.

60% LTV is not that low, particularly in a higher rate environment where the debt service coverage requirement (cash flow) is now limiting LTVs to 60-70% in many cases anyway.Separately, should be able to get a commercial loan with a rate in the 6s.

We did a full remodel on the property, including but not limited to HVAC replacement, electrical panel upgrade and rewiring, and cosmetics.

When people express concerns about starting an Airbnb in smaller markets, it genuinely amuses me, as this experience has proven that success is not limited by location.

Again, very limited experience with this, but the one time I was sued, the attorney tried to connect social media posts on a personal account to bring personal exposure for a property that was held in an LLC.

For example they say they use a special proprietary mold remediation serum that they spray to eliminate any mold growth, but mold armor from the hardware store/ bleach is the same stuff basically.

In my experience, which is limited, in Houston it's around $150 sf.

Buying in small towns can also limit you access to trades or they charge you more for the trip. 

You can google how to do it but local hardware store should have all the tools you need.