As I'd imagined, it seems like there are no hard-and-fast ways that a deal must be structured, but rather there is room for flexibility depending on the situation, and in any case consultation with experienced professionals at every level is key.

I work so hard on my credit and I’m surprised I can’t get something near 8%. 

The park needed a lot of work and we worked hard to turn the property around.

If you already have low respect due to a pre-determined mindset, it's hard to approach the community with an even or reasonable keel.

If you are a hard-worker, feel free to send me a PM, I might have know someone looking for a faster learner I can introduce you to. 

It is hard to respond to this without fully understanding the issue and missing pertinent information such as what market etc. 

Hard money lenders are much more like banks and come with many restrictions, requirements, due diligence, fees, etc.

It can be hard to articulate the right question to ask.

That's a tremendous amount of your hard earned cash to spend, and the market is tough right now. 

And far as SEC is concerned, I have a hard time believing they'd not call something a security just because it was done via blockchain.