To add value, you'll need to get creative.

One of the more creative ideas I have come across that I am going to be implementing is splitting cost of advertising/lead generation with realtor partners. 

Typically, creative financing is geared toward lowering the capital injection needed to acquire the property which comes at higher risk to the lending entity (thus higher cost) of rate. 

Learn new strategies, new laws, creative ways of financing, and to gain new, different, and creative ways of buying / selling/ and owning. 

.* My insurance carrier does not accept escrow payments, so I would need a solution that wouldn't require escrow or something creative with the escrow.Property Details:Duplex located in Wisconsin (city of approximately 9,000 people)Purchase date:  05/10/2024Purchase Price:  $85,000Rehab:  $31,000ARV:  $140,000 (still need to have appraisal completed - this is based off of my comps)Projected rent:  $1,450 / month (just listed so no leases yet. 

I'm an executive creative director in advertising, having done agency life for 25+ years.

Have you done anymore creative finance deals since?

Right, so you have to get more creative on the purchase, focus on getting good deals, and have multiple back up strategies for renting. 

Its very hard to find something to cash flow or even break even in Portland proper, so I am considering getting creative with adu's on a single family lot.

Have you considered creative financing?