We got lucky (ugly house in the perfect neighborhood) and took a big gamble on a courthouse steps auction. 

It’s a lovely neighborhood and in a location that’s convenient to everything. 

Insurance is a lot like gambling: the house always wins.They entice you to pay extra by promising to cover the full cost, minus deductible.

Balance out your own convenience and comfort when you're in town with the added rental income when you're not, and it may make sense.

I would love to grab coffee with you or meet up at my office and have coffee sometime soon if that is convenient for you. 

**************/mvc/auction/810929So buying it is a gamble that the owner never pays it off and you could foreclosure on the house.However if owner pays it off then you would loose everything over the $85 you pay?

However, if he is giving you a discounted fee for his labor and is willing to gamble on a percentage of the "profit" instead then that would be okay - but you may have to dig in your pocket to pay that percentage at the back end. 

Roughly 43 million American households have opted to rent rather than buy their homes because of convenience, cost or both." and "demand for affordable housing exceeding supply, more than one-quarter of all renters – 11.1 million people in total – spend more than 50 percent of their income on housing.

I provided the convenience of storing 2 boxes in the garage to a tenant before they moved in and it was the biggest mistake.

We took it upon ourselves to go ahead and schedule a spray when it was convenient for everyone.