Keep pushing, trust your gut when it’s backed by solid info, and keep leaning on the people who’ve trekked a few miles down this path before you.- Dennis Bragg & Jasper

I invest out of state in Pittsburgh from DC and self-manage everything, but it's taken me years to establish the right contacts, develop seamless processes etc. that allow me to handle everything remotely with confidence.

I want to know the options and you are certainly gave  me good info. 

I have great insurance contacts and it is NOT necessarily expensive like others claim. 

I have heard conflicting info.

If you can put me in contact that would be great, thanks! 

As far as refinancing, you can either do a conventional loan where they use your debt to income / DTI to qualify or you can use a DSCR loan which structures the loan off of the rent versus income ratio.More info on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

Contact each municipality for their process. 

Feel free to DM for more info. 

If anyone finds a deal that meet the criteria Jerry is looking for then contact me and I will take it and pay you 10k and you wont even have to pay anything up front.