Just like any bank..

When there is a sum of money in the bank, I’d rather buy another property than pay for fire damage, and I’m happier with the insurance coverage.  

I also found out that they moved a tenant in on 4/28 and his bank transfer bounced a week later and they had to evict him because he refused to pay.

I offered $100k cash sale or a $150,000 bank sale.

"What Is The Biggest Risk For 2025" And 13 Other Highlights From DB's 2025 Market Survey"The Deutche Bank 2025 global financial market survey had 471 responses from around the world, and was conducted between the 10th and 13th of December 2024.

But I guess if you want to give a bank $375,000 upfront and $10,871 a month for 30 years you are welcome to.

If they're working with a bank/CU, then it's even less.

There are a few banks in HK that are also located here in the states.

If you decided to move, you would technically have to stop renting out the JADU since the primary residence will not be owner-occupied.That being said, I've asked a similar question recently at an ADU masterclass hosted by Kendyl Young from adudiggs.com.

This is already going on in banking.