Who do you use for individual SFH policies or commercial policy that could write a portfolio policy? 

The best way to build relationships with cash buyers is to establish yourself as an authority in this space.

Right now we have it where the agreements shows she's the landlord of her property and I'm the landlord of mine but wondering if there was a way to make it under one individual as the landlord?

Since each of your LLCs owns 50% of the holding company, but the holding company doesn’t own your individual LLCs, the IRS will likely treat your LLCs as separate, single-member LLCs for tax purposes.

Every year, the local Housing Authority in my neighborhood issues a market rate report for apartments, listing fair market rents for studio, 1br, 2,3 br etc. 

I’m here to learn, grow, and connect with like-minded individuals who can help guide me along the way.I’ve been fortunate to build great networks so far, but I know there’s so much more to discover in the beautiful world of real estate.

Walker,Since you would be renting the building to a Business (or Non-Profit) as apposed to individual renters I would check with your agent to make sure the current coverage will allow that use.  

Further, a state that an entity does business in but is not organized in or registered in can declare authority over that entity due to the entity being a “foreign” entity doing business in that state.  

I wonder if it was because it was under an individual and not a business.

I am local to Gainesville, there is a monthly bigger pockets meet up with some awesome individuals that lead it.