I only say this to inform you I will never waste anyone's time and I am not on here to be the one of the ones "who fail or don't make it" like question 3 in the fire round.My beliefs on money, savings, and being frugal allowed me to aquire a savings of $75,000 while having an employer paid annuity and just purchasing my first single family live in home.

Doing it today would be as dumb as buying an annuity today.

If you're not generating equity in your deals with a BRRRR or something, you're more or less just in a 2% yielding annuity that will mature in 30 years.

If your above the limits then you need to look at insurance products for your kids when they are very young that roll over to cash annuities after about 10 years to help pay for estate taxes so they don’t have to sell.  

IMO it's a niche product like an annuity.